Download Black Wealth / White Wealth: A New Perspective on Racial by Melvin Oliver, Thomas M. Shapiro PDF

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By Melvin Oliver, Thomas M. Shapiro

The award-winning Black Wealth / White Wealth offers a robust portrait of racial inequality in accordance with an research of personal wealth. Melvin Oliver and Thomas Shapiro's groundbreaking examine analyzes wealth - overall resources and money owed instead of source of revenue by myself - to discover deep and protracted racial inequality in the United States, and so they exhibit how public guidelines have did not redress the problem.

First released in 1995, Black Wealth / White Wealth is taken into account a vintage exploration of race and inequality. It supplied, for the 1st time, systematic empirical facts that defined the racial inequality hole among blacks and whites. The 10th Anniversary version includes fullyyt new and noticeable chapters. those chapters examine the continued problems with wealth and inequality in the United States and the hot rules which have been introduced some time past ten years. a few were revolutionary whereas others simply recreate inequality - for instance the notion to get rid of the property tax.

Compelling and in addition informative, Black Wealth / White Wealth isn't just pioneering examine. it's also a strong counterpoint to arguments opposed to affirmative motion and an immediate problem to present social welfare regulations which are tilted in the direction of the wealthy.

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Additional resources for Black Wealth / White Wealth: A New Perspective on Racial Inequality, 2nd Edition

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If money derived from wealth is used to purchase significant ownership of the means of production, it can bring authority to the holder of such wealth. Substantial wealth is important also because it is directly transferable from generation to generation, thus assuring that position and opportunity remain in the same families’ hands. Command over resources inevitably anchors a conception of life chances. While resources theoretically imply both income and wealth, the reality for most families is that income supplies the necessities of life, while wealth represents a kind of “surplus” resource available for improving life chances, providing further opportunities, securing prestige, passing status along to one’s family, and influencing the political process.

As a result of this discrimination, blacks have been blocked from home ownership altogether or they have paid higher interest rates to secure residential loans. Second, disparities in access to housing created differential opportunities for blacks and whites to take advantage of new and more lucrative opportunities to secure the good life. indb 22 3/23/06 4:54:19 PM Race, Wealth, and Equality / 23 or secure their political rights through political lobbies and the electoral process. Blocked from low-interest government-backed loans, redlined out by financial institutions, or barred from home ownership by banks, black families have been denied the benefits of housing inflation and the subsequent vast increase in home equity assets.

Racism is a belief in the inherent inferiority of one race in relation to another. Racism both justifies and dictates the actions and institutional decisions that adversely affect the target group. Class explanations emphasize the relational positioning of blacks and whites in society and the differential access to power that accrues to the status of each group. Those classes with access to resources through the ownership or control of capital (in the Marxian variant) or through the occupational hierarchy (in the Weberian variant) are able to translate these resources into policies and structures through their access to power.

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